Residential Loan Program Insights

Residential Development Guidelines - City of Duncanville, Texas, USA

Acquisition & Development

We can provide funding for both the acquisition and construction costs of your next investment property. Whether it’s a condo-conversion, full-gut rehab, or simply cosmetic repairs – we typically fund 100% of construction costs. A & D loans consist of “interest-only” payments made each month until the property is sold or refinanced. This gives you the ability to minimize the amount of out-of-pocket expenses for your next project.



We can provide up to 75% of the purchase price of your next investment property. This loan focuses solely on the acquisition of a property, giving you the flexibility to fund and manage the construction process yourself. Closing in as little as 48 hours from clear title, we offer the speed that you need to jump on your next investment opportunity.



Are you interested in building your rental portfolio? With our Rental loan program, you can secure buy-and-hold investment properties with no seasoning period required. We offer low rates, lower credit requirements than the banks, and free underwriting, so reach out today for a complimentary, no-obligation loan breakdown from your dedicated SMG Representative.


Cash-Out Refinancing

By leveraging an investment asset that you currently hold, we can provide funding for your next deal or other business-related investment. We do not require you to possess your current investment free and clear. Our cash-out refinancing loans allow you to use your equity to expand your business via new opportunities.


Bridge Financing

In need of interim funding for your next project? We can help you acquire a property quickly before you find and secure a longer-term source of capital for the duration of your project. By “bridging the gap” between acquisition and long-term financing, we can give you the flexibility to move quickly on projects as they come across your plate. Typical bridge loan terms vary from 6 – 12 months.



We can provide funding to pay off your existing loan. Our clients typically refinance with us because we offer better terms or a lower rate than their current lender. If you currently have a loan that is costing you too much or is not meeting your unique needs, we would love to provide you with the funding you need to succeed.


Transactional Funding

Is wholesaling properties your preferred method of investing? With no money down, we can provide you with lightning-fast funding to acquire and assign a property to a third-party buyer. This is also known as a “double close,” and is an excellent way to grow your network while making profits without having to manage a property rehab.


New Construction

If you’re a developer looking for funding for your next new construction project, we’re here to help. We offer new construction loans for the acquisition and construction of both shovel-ready developments and tear-down properties. Each loan is specially structured based on your needs as a developer and the overall project parameters. Let’s talk today about your next development.


This is the SMG® Way.